:root {
  --ink: #172023;
  --muted: #546064;
  --line: #d9e1dc;
  --paper: #ffffff;
  --surface: #f4f7f4;
  --green: #2e6b3d;
  --green-strong: #245431;
  --gold: #c99a2e;
  --danger: #9c2f2f;
  --success: #1e6d3e;
  --shadow: 0 14px 35px rgba(23, 32, 35, 0.12);
  font-family: Arial, Helvetica, sans-serif;
  color: var(--ink);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  line-height: 1.55;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--green);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

a:hover {
  color: var(--green-strong);
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -80px;
  z-index: 20;
  padding: 10px 14px;
  background: var(--ink);
  color: #fff;
}

.skip-link:focus {
  top: 16px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(10px);
}

.nav-wrap {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--ink);
  text-decoration: none;
  min-width: 210px;
}

.brand img {
  width: 148px;
  height: auto;
  display: block;
}

.brand-text {
  display: none;
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  background: var(--paper);
  color: var(--ink);
  border-radius: 6px;
  font-size: 22px;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.site-nav a {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  padding: 0 12px;
  color: var(--ink);
  text-decoration: none;
  border-radius: 6px;
  font-size: 15px;
  font-weight: 700;
}

.site-nav a:hover,
.site-nav a[aria-current="page"] {
  background: var(--surface);
  color: var(--green-strong);
}

.nav-cta {
  background: var(--green) !important;
  color: #fff !important;
}

.nav-cta:hover {
  background: var(--green-strong) !important;
}

.hero {
  min-height: 72vh;
  display: grid;
  align-items: end;
  background:
    linear-gradient(90deg, rgba(23, 32, 35, 0.86), rgba(23, 32, 35, 0.58), rgba(23, 32, 35, 0.24)),
    url("/assets/handshake.jpg") center / cover no-repeat;
  color: #fff;
}

.hero-inner {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
  padding: 92px 0 72px;
}

.eyebrow {
  margin: 0 0 14px;
  color: #f1d38a;
  font-size: 14px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0;
}

h1,
h2,
h3 {
  margin: 0;
  line-height: 1.08;
}

h1 {
  max-width: 780px;
  font-size: clamp(42px, 7vw, 78px);
}

h2 {
  font-size: clamp(30px, 4vw, 48px);
}

h3 {
  font-size: 22px;
}

.lead {
  max-width: 740px;
  margin: 20px 0 0;
  color: inherit;
  font-size: clamp(18px, 2vw, 22px);
}

.hero-actions,
.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 18px;
  border: 1px solid var(--green);
  border-radius: 6px;
  background: var(--green);
  color: #fff;
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
}

.button:hover {
  background: var(--green-strong);
  color: #fff;
}

.button.secondary {
  background: transparent;
  color: inherit;
  border-color: currentColor;
}

.button.secondary:hover {
  background: rgba(255, 255, 255, 0.14);
}

.button.light {
  background: #fff;
  color: var(--ink);
  border-color: #fff;
}

.section {
  padding: 72px 0;
}

.section.tight {
  padding: 48px 0;
}

.band {
  background: var(--surface);
}

.dark-band {
  background: var(--ink);
  color: #fff;
}

.container {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.section-head {
  max-width: 820px;
  margin-bottom: 32px;
}

.section-head p {
  margin: 16px 0 0;
  color: var(--muted);
  font-size: 18px;
}

.dark-band .section-head p,
.dark-band .muted {
  color: #d8dfdb;
}

.grid {
  display: grid;
  gap: 20px;
}

.grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid.three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid.four {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
  min-width: 0;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.card h3 {
  margin-bottom: 10px;
}

.card p,
.card li {
  color: var(--muted);
}

.policy-card {
  color: var(--ink);
  text-decoration: none;
}

.policy-card:hover {
  border-color: var(--green);
  box-shadow: var(--shadow);
}

.policy-card:hover h3 {
  color: var(--green-strong);
}

.metric {
  padding: 22px;
  border-left: 4px solid var(--gold);
  background: #fff;
}

.metric strong {
  display: block;
  margin-bottom: 6px;
  font-size: 34px;
  line-height: 1;
  color: var(--green-strong);
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
  gap: 42px;
  align-items: center;
}

.feature-image {
  border-radius: 8px;
  box-shadow: var(--shadow);
  overflow: hidden;
}

.feature-image img {
  width: 100%;
  display: block;
}

.page-hero {
  padding: 82px 0 54px;
  background:
    linear-gradient(90deg, rgba(23, 32, 35, 0.88), rgba(23, 32, 35, 0.68)),
    url("/assets/header-abstract.png") center / cover no-repeat;
  color: #fff;
}

.page-hero h1 {
  font-size: clamp(38px, 5vw, 62px);
}

.content {
  max-width: 900px;
}

.content h2 {
  margin: 38px 0 14px;
  font-size: 32px;
}

.content h3 {
  margin: 28px 0 10px;
}

.content p,
.content li {
  color: var(--muted);
}

.content ul,
.content ol {
  padding-left: 24px;
}

.notice {
  padding: 18px 20px;
  border-left: 4px solid var(--gold);
  background: #fff9e8;
  border-radius: 4px;
}

.payment-layout {
  display: grid;
  grid-template-columns: minmax(320px, 620px) minmax(260px, 1fr);
  gap: 32px;
  align-items: start;
}

.form-layout {
  display: grid;
  grid-template-columns: minmax(320px, 680px) minmax(260px, 1fr);
  gap: 36px;
  align-items: start;
}

.payment-panel,
.form-panel {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--shadow);
}

.form-panel h2,
.payment-panel h2 {
  margin-bottom: 10px;
}

.form-grid {
  display: grid;
  gap: 14px;
}

.form-grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.field {
  margin-bottom: 18px;
}

.field label {
  display: block;
  margin-bottom: 7px;
  font-weight: 800;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 44px;
  padding: 11px 12px;
  border: 1px solid #b8c4bd;
  border-radius: 6px;
  background: #fff;
  color: var(--ink);
  font: inherit;
}

.field textarea {
  resize: vertical;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--green);
  outline: 3px solid rgba(46, 107, 61, 0.18);
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 140px;
  gap: 14px;
}

.required {
  color: var(--danger);
}

.checkbox-field {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin: 8px 0 20px;
  color: var(--muted);
  font-weight: 700;
}

.checkbox-field input {
  width: 18px;
  height: 18px;
  margin-top: 3px;
  accent-color: var(--green);
  flex: 0 0 auto;
}

.hp-field {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.process-list {
  display: grid;
  gap: 14px;
  margin-top: 24px;
}

.process-list div {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 14px;
  align-items: start;
}

.process-list span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--green);
  color: #fff;
  font-weight: 800;
}

.process-list p {
  margin: 6px 0 0;
}

#mw-payframe-container {
  margin: 22px 0;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #f8faf8;
}

.message {
  display: none;
  margin-top: 16px;
  padding: 14px 16px;
  border-radius: 6px;
  font-weight: 700;
}

.message.error {
  display: block;
  border: 1px solid #e2b9b9;
  background: #fff0f0;
  color: var(--danger);
}

.message.success {
  display: block;
  border: 1px solid #a8d2b6;
  background: #edf8f0;
  color: var(--success);
}

.small {
  font-size: 14px;
}

.muted {
  color: var(--muted);
}

.link-list {
  display: grid;
  gap: 10px;
  padding: 0;
  list-style: none;
}

.link-list a {
  font-weight: 800;
}

details {
  border-bottom: 1px solid var(--line);
  padding: 18px 0;
}

summary {
  cursor: pointer;
  font-weight: 800;
  font-size: 18px;
}

details p {
  margin-bottom: 0;
}

.site-footer {
  background: #111819;
  color: #fff;
  padding: 48px 0 28px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 0.8fr;
  gap: 32px;
}

.site-footer a {
  color: #e7f0e9;
}

.footer-logo {
  width: 170px;
  padding: 8px;
  border-radius: 6px;
  background: #fff;
}

.footer-bottom {
  margin-top: 34px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  color: #c7cfcb;
  font-size: 14px;
}

@media (max-width: 980px) {
  .nav-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }

  .site-nav {
    position: absolute;
    top: 76px;
    left: 0;
    right: 0;
    display: none;
    padding: 12px 16px 18px;
    border-bottom: 1px solid var(--line);
    background: #fff;
    box-shadow: var(--shadow);
  }

  .site-nav.is-open {
    display: grid;
  }

  .site-nav a {
    min-height: 46px;
  }

  .grid.three,
  .grid.four,
  .split,
  .form-layout,
  .payment-layout,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: 68vh;
  }
}

@media (max-width: 680px) {
  .nav-wrap,
  .container,
  .hero-inner {
    width: min(100% - 24px, 1180px);
  }

  .brand {
    min-width: 0;
  }

  .brand img {
    width: 128px;
  }

  .hero-inner {
    padding: 70px 0 48px;
  }

  .section {
    padding: 52px 0;
  }

  .grid.two {
    grid-template-columns: 1fr;
  }

  .field-row {
    grid-template-columns: 1fr;
  }

  .form-grid.two {
    grid-template-columns: 1fr;
  }

  .payment-panel,
  .form-panel {
    padding: 20px;
  }

  .card,
  .metric {
    padding: 20px;
  }
}